Social security and medicare

After the Social Security Act was developed as a safety net for the working class aged, during the time of the great depression, the Act has undergone many adjustments. Among those adjustments included coverage for those who became disabled and unable to work. This disability assistance became modified and eventually included healthcare coverage as well. When Medicare came into existence in 1965, it was added to the Social Security program for disabled individuals. The added healthcare assistance has enabled many who fall into the disabled category to become rehabilitated and healthy, thus being able to return to work, and leave the safety net provided by the government.

The two programs have complimented themselves virtually from the inception of Medicare. The Medicare coverage for the disabled Social Security Recipient is one that covers everything in the Part A and B sections as described for anticipated elder care. Based on research done for this article, they are also eligible to select a prescription drug benefit program to compliment the needs and gaps associated with their Medicare coverage. In this case, Medigap insurance is often limited by the state legislation for the disability, however it is not obsolete.

When a person qualifies for Social Security Insurance Payments due to a disability, Medicare coverage and additional services are added to help the disabled patient become more self-sustaining, until their disability is resolved, if it can be. None of the services associated with Social Security Disability Payments can be canceled for any reason, as long as the Social Security approval continues. This applies particularly to Medicare, and the associated drug plans. It is virtually a default that once a patient receives approval from the Social Security Administration, the Medicare card will be supplied as part of the process. With this in mind, it is the hope that by assuring the Medicare coverage, the services needed may encourage a person to find the best options for their health situation, to improve the quality of life they are an active part of prior to the disability.

Often-applicable are Social Security assistance to the disabled Medicare patient to assess where it is possible for them to work. They would then receive training in the area, should they so chose or need, to be able to return to the working world, as if they are with out a disability. What this means is that, should a construction working fracture a knee cap, and be unable to work with heavy lifting any longer, it may be possible for them to learn how to do home inspections instead. The Benefits they qualify for under the Social Security Disability program may assist or pay for in full the new retraining, which would eventually get them off of Social Security Disability and out of the Medicare assistance program.